RR Dewi Anggraeni, . and Annissa Rezki, . (2021) Fintech Regulations and Oversight of the Financial Services Authority in Indonesia. Proceedings of the 1st International Conference on Research in Social Sciences and Humanities (ICoRSH 2020), 584. pp. 601-606. ISSN 2352-5398
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Abstract
The company's growth can be seen from the country's economic growth. Many investors invest and provide access to technology for the smooth running and advancement of the company's system, including in the field of Fintech. Although many illegal fintechs have been blocked by the Financial Services Authority (OJK), this has not provided a deterrent effect on fintech companies in Indonesia. It is known from the news that even the biggest investors are foreigners. If taken from a positive side, the existence of online loans from fintech companies is indeed very helpful when we are in urgent conditions. But without being noticed, it turns out that fintech companies have illegally intercepted, retrieved, and disseminated their customers' personal data without remembering and seeing aspects of privacy and legal protection as consumers. This research uses qualitative research methods, with a normative juridical approach. The results showed that problems related to fintech are still a problem in every company. As was found in the case of an employee who was fired from the company because he received improper billing from the collector of the fintech company. In fact, many short messages (SMS) received by the family or acquaintances of fintech consumers contain harsh sentences and defame consumers. Keywords: Fintech; Credit; Online Loans.
| Item Type: | Article |
|---|---|
| Subjects: | K Law > K Law (General) |
| Depositing User: | Enas Nasrulloh |
| Date Deposited: | 04 Aug 2022 07:38 |
| Last Modified: | 04 Aug 2022 07:39 |
| URI: | http://repository.unpam.ac.id/id/eprint/10151 |
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